Suddenly disabled, unable to work and need benefits? Prepare for financial ruin first

Same Old Story. With every passing day, benefits systems become more and more ways to toss people under the bus...
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Coming to grips with never again being able to work because of a debilitating disease or injury can gnaw at one’s self-worth.

But 51-year-old John Tovar of Arlington never expected his spiral into full-on depression would come as a result of waiting ... and waiting ... and waiting ... just for the opportunity to state his case to qualify for Social Security disability benefits.

In Fort Worth, and across the nation, the system is backlogged to the point of near-absurdity. Local applicants can wait up to two years for a hearing before a judge, with many cities facing longer waits. A hearing is scheduled after applicants have already been denied — as most typically initially are — a process in itself that can take up to eight months.


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